Overdraft - Line of Credit

Have peace of mind knowing we have your back with our Overdraft Line of Credit. The Overdraft Line of Credit is linked to a Sacramento Bank of Commerce checking account, giving you the extra layer of protection and convenient access to cash when you need it.

Benefits:

  • When your checking account becomes unexpectedly overdrawn, your line of credit automatically covers your checks and purchases¹
  • Avoid returned checks¹
  • Easy access to cash for emergencies

Subject to credit approval.

1. Items will be paid up to the dollar amount available in the line of credit.

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Quick Cash - Line of Credit

Make sure you're covered for those unpredictable times you need to borrow cash for emergencies or anything else that comes up unexpectedly. Our Quick Cash Line of Credit is a revolving, open-end line of unsecured credit that gives you instant access to funds on an ongoing basis. 

Benefits:
  • No collateral required
  • Fast access to your funds
  • Quick approvals
Can be used for:
  • Unexpected expenses
  • Personal investments
  • Home improvements
  • Managing your personal cash flow

Subject to credit approval.

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New and Used Car Loans:

Are you looking for a way to purchase that new or used car? Look no further. Sacramento Bank of Commerce offers our New and Used Card Loan.

Benefits:
  • Convenient terms
  • Simple application
  • Competitive rates
  • Local underwriting

Subject to credit approval.

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RV, Motorcycle, Boat and Other Vehicle Loans:

Craving a new way to get around? Check out the variety of toys you can purchase with this loan!

Benefits:
  • Convenient terms
  • Simple application
  • Competitive rates
  • Local underwriting
Vehicle Loan Options (personal secured):
  • Motorcycle and Power Sports Loans - Motorcycles, Jet Skies, ATV's, Snowmobiles
  • Trailer Loans - Horse Trailers, Cargo Trailers, Toy Haulers
  • RV Loans - Motor Homes, Travel Trailers, Fifth Wheel RVs
  • Boat Loans - Ski Boats, Bass/Fishing Boats, Pontoon Boats, Sailboats
  • Houseboats

Subject to credit approval.

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Personal Certificate of Deposit (CD) Loan:

A CD secured loan can be a valuable resource if you need quick access to funds but would like to avoid taking it from your savings. Because it's secured by your Sacramento Bank of Commerce Certificate of Deposit, you can access funds at a lower interest rate than is generally available through unsecured loans.

Benefits:
  • Fixed rate
  • Payments amortized over the CD term

Subject to credit approval.

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Personal Unsecured Loan:

Don't have any collateral to put towards a loan? We offer a convenient term, fast funding, and a simple application for our Personal Unsecured Loan. 

Benefits:
  • Payments fully amortized
  • Unsecured
  • Fixed interest rate

Subject to credit approval.

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Call (800) 421-2575 and ask for one or our personal lending experts for more information.