Your Money. Working for you.

We pride ourselves on our in-depth knowledge of the construction industry and on having established direct relationships with the public agencies to expedite the escrow process.

Did you know?

Sacramento Bank of Commerce, a division of Redding Bank of Commerce, can act as an escrow Agent, in lieu of the public agency withholding your retention and you earn interest on the funds deposited into the escrow account.

What is the process?

The process is extremely easy– you provide us with some of the project details. We will contact the owner on your behalf and prepare a tri-party escrow agreement for execution by Sacramento Bank of Commerce, the owner and yourself.

Who is Eligible?

Any general contractor who is licensed to do business in California and obtains a public works project.

What does this mean for you?

You are the sole recipient of ALL of the interest earnings on the escrow account. 

We will notify you when we receive each retention payment and you will receive monthly statements.

Our knowledgeable and experienced professionals are available to help guide you through our streamlined account opening process.

Online access 24/7.

How does it work?

Complete our simple one-page set-up sheet below when you obtain a new public works project or contact:


Set-up Sheet

Juli Jacino
VP, BD Officer - Contractor Escrow
Phone: (916) 677-5844
Fax: (916) 772-0170
Julij@sacramentobankofcommerce.com


Contact branch for full details.